Hips Merchant Protocol native blockchain is built on Hyperledger. Merchant Coin operates on it as well. When the Hips Merchant Blockchain’s Mainnet opens, MTO will be 1:1 convertible to Merchant Coin (MEO). Real-time Merchant transactions offer very low transaction fees.
Merchant already introduced consumer protection concepts, taking them from the traditional card payment industry and changing to use for any blockchain with support for smart contracts.